Category: Finance, Insurance.
When everyday roadblocks jump into our path, a person usually asks themselves what could have been done to prevent that from happening and interrupting the routine of a good life.
So when it comes to guarding our identity and our right to be protected legally, why doesn t that doesn t cause us to take immediate action. From medical complications we want help on our side, we want simliar help for our vehicles and our places of residence. This way of thinking is what cause me to investigate a few prepaid legal services organizations. I ponder on if a prepaid legal serivce plan is something people need to have or is it a product that takes advantage of people s fear and anxiety about legal matters. And as I m looking around at these different prepaid legal providers, I thinking that this may be something that could benefit only a select few of people who have to deal with legal situations. Years ago I used a legal professional because my dad lost his battle with severe illness and I needed help sorting through the final details of his life s legacy.
I ve read that prepaid legal providers offer last will and testament preparation with complimentary updates annually. Naturally we hit a roadblock because the old timer didn t really get around to making regular revisions to his last will and testament. Honestly, having a last will and testament drawn up is the furthest thought from my mind at any given time. After speaking with a few prepaid legal providers I learned that one of the first things they encourage you to do is prepare to do your last will and testament. I probably should get one prepared just in case because it s been reported that an astonishing seventy percent of people will pass away without leaving a will behind. From what I understand about most prepaid legal services is that they are basically a voice for those who probably can t keep an attorney on retainer full time and that turns out to be most people. Even if I had to handle several legal situations at the same time like unsatisfactory work on my home, or an unjust, will preparation charge sent to collections, I would be able to have my prepaid legal law firm handle these things on my behalf.
But I guess a prepaid legal services plan would be like having an entire law firm on retainer. Maybe if I had a boatload of legal problems ready to chew me up this would be really advantageous to me, but it s not right now. But what if a person really has nothing to leave behind? I could see the will prep as something my spouse would bug me about. Prepaid legal protection to me is one of those things that you probably want to get but it doesn t seem advantageous to get until some legal stuff rears its ugly head in your life. Kind of like going to the store the buy the fire extinguisher after the fire is already ablaze at your home.
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